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Life Expectancies
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The table below shows the average future life expectancy of retirement plan members from each attained age. It is based on the 2000 mortality tables
for male and female combined healthy employees and retirees.
The mortality rates from the underlying mortality table are used to determine survivorship to retirement and survivorship post-retirement. Based on actual plan
experience, rates for all teachers and female school employees are "set back" two years. This means that at each attained age, they are expected to have
the life expectancy of an individual two years younger. All other Washington state retirement plans use the standard 2000 table with no
adjustment. Mortality rates for disabled members are determined using a separate table.
To use this table:
Find your age in the columns below, then look to the appropriate gender column on the right to find the additional number of years you may expect to live.
It is important to note that one-half of individuals are expected to live beyond their life expectancy and one-half are not. These tables are applied to
large populations and are not intended for individual retirement planning purposes.
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| |
|
Additional Years To Live
|
|
Age
|
Male
|
Female
|
Age
|
Male
|
Female
|
|
18 |
61 |
64 |
66 |
16 |
19 |
|
19 |
60 |
63 |
67 |
16 |
18 |
|
20 |
59 |
62 |
68 |
15 |
17 |
|
21 |
58 |
61 |
69 |
14 |
16 |
|
22 |
57 |
60 |
70 |
13 |
16 |
|
23 |
56 |
59 |
71 |
13 |
15 |
|
24 |
55 |
58 |
72 |
12 |
14 |
|
25 |
54 |
57 |
73 |
11 |
14 |
|
26 |
53 |
56 |
74 |
11 |
13 |
|
27 |
52 |
55 |
75 |
10 |
12 |
|
28 |
51 |
54 |
76 |
9 |
12 |
|
29 |
50 |
53 |
77 |
9 |
11 |
|
30 |
49 |
52 |
78 |
8 |
10 |
|
31 |
48 |
51 |
79 |
8 |
10 |
|
32 |
47 |
50 |
80 |
7 |
9 |
|
33 |
47 |
50 |
81 |
7 |
9 |
|
34 |
46 |
49 |
82 |
6 |
8 |
|
35 |
45 |
48 |
83 |
6 |
8 |
|
36 |
44 |
47 |
84 |
5 |
7 |
|
37 |
43 |
46 |
85 |
5 |
7 |
|
38 |
42 |
45 |
86 |
5 |
6 |
|
39 |
41 |
44 |
87 |
4 |
6 |
|
40 |
40 |
43 |
88 |
4 |
5 |
|
41 |
39 |
42 |
89 |
4 |
5 |
|
42 |
38 |
41 |
90 |
3 |
5 |
|
43 |
37 |
40 |
91 |
3 |
4 |
|
44 |
36 |
39 |
92 |
3 |
4 |
|
45 |
35 |
38 |
93 |
3 |
4 |
|
46 |
34 |
37 |
94 |
3 |
4 |
|
47 |
33 |
36 |
95 |
2 |
3 |
|
48 |
32 |
35 |
96 |
2 |
3 |
|
49 |
31 |
34 |
97 |
2 |
3 |
|
50 |
30 |
33 |
98 |
2 |
3 |
|
51 |
29 |
32 |
99 |
2 |
3 |
|
52 |
28 |
31 |
100 |
2 |
3 |
|
53 |
28 |
30 |
101 |
2 |
3 |
|
54 |
27 |
29 |
102 |
2 |
3 |
|
55 |
26 |
28 |
103 |
2 |
2 |
|
56 |
25 |
27 |
104 |
2 |
2 |
|
57 |
24 |
27 |
105 |
2 |
2 |
|
58 |
23 |
26 |
106 |
1 |
2 |
|
59 |
22 |
25 |
107 |
1 |
2 |
|
60 |
21 |
24 |
108 |
1 |
2 |
|
61 |
20 |
23 |
109 |
1 |
2 |
|
62 |
20 |
22 |
110 |
1 |
2 |
|
63 |
19 |
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